While every care has been taken in the preparation of this document, no warranty is given as to the correctness of the information and no liability is accepted for any statement or opinion or for any error or omission.

The information is presented in good faith and is derived from sources believed to be reliable and accurate, and is provided on the basis that readers will be responsible for making their own assessment of the information and that they should verify all relevant representations, statements and information.

Consequently Paul Askins will not be responsible or liable for any loss or damage caused arising from the use or reliance on the information, data or advice.